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Hi everyone I’m a student and was tasked with conducting a survey for my school project and would very much appreciate it if you took the time time to take my survey.

https://forms.gle/HaUUtcFHxokm7GzBA

I am looking for any information about Marie Lampron dite Lacharité born In rocky mount Post. Thanks

It's a rounded gold ring, lost near the shore

The wallet is black, billfold, with a gold vivienne westwood logo. It looks very similar to this one: https://www.viviennewestwood.com/en/men/accessories/wallets/embossed-man-billfold-wallet-black-51120008L001YN401.html

There are about 6 bank cards inside, one Presto card, one OHIP card, and a little cash. The last name is "YEUNG".

I believe I have dropped it somewhere around Toronto Front Street & Yonge Street & Union Station, likely near St. Lawrence Market (M5E 1C3), Rocco's NoFRILLS (M5A 4T9), or Shoppers Drug Mart (M5E 1N1).

Willing to pay $50+ as reward if found! Thank you.

Lost black wallet(folding type) on Bronte Street.  Milton, area of 470 Bronte Rd, medical building

BUYING THE STAGING AND NOT THE HOUSE

Some people regret winning and eventually buying the house with a top high bid only because they were stunned by how the staging made it look irresistibly beautiful. Sadly, looks can be deceiving. You may be surprised that after possession day and when all the home staging is gone, you’ll realize that the house you bought is not the house you initially loved. Remember, the home staging is there only because it helps define the room and space. It also helps people visualize the possible room arrangements and setup. They don’t usually come with the house. Don’t consider it as a reason for buying, please.

IGNORING MORTGAGE OPTIONS

Some home buyers feel tied up in getting a mortgage only from their bank without considering other options. Remember that most banks would offer you a deal that favors their best interest first over yours. Here’s one example, a buyer went directly to a bank for a mortgage loan where they keep their checking and savings accounts. Bank offered them 2.5% for being loyal customers but was under pressure to take the deal within a timeframe. Good thing, the realtor advised the client to try to get advice from a mortgage specialist for comparison. Surprisingly, the mortgage specialist was able to find them a better deal of 2.3%. Later, the original bank representative tried to follow up with the client only to hear that client had already found another lender with a better rate. Then, the bank rep flips and says why they called because the bank interests suddenly went low. And so, if the clients want to take the offer, the bank would be happy to match the same rate as the other. I find it very annoying why banks won’t offer that deal in the first place. Also, banks may not offer or advise you on how to qualify for some government housing programs or first-time home-buying programs. Therefore, it is a good idea to try some other options.

SKIPPING THE HOME INSPECTION AND NOT DOING DUE DILIGENCE

I think this is very important, especially when buying an older home. Some houses may have issues that could be costly to fix later. Though it is difficult to find that perfect home, there are ways to deal with this (get advice from your real estate professional). Other homes may have some addition and improvements done without permits. The buyers need to realize that they are assuming any possible repercussions with the city or municipality if they find out (the new homeowners could be penalized and asked to deal with the permits on their own). While some home buyers easily give up and get tired of checking out for more properties or become frustrated by losing bids, sometimes they resort to submitting an offer without considering this process. They only end up taking the risk.

NOT SEEKING ASSISTANCE FROM REAL ESTATE PROFESSIONALS

Unless you’re an expert, try not to buy or sell a property on your own. Most who did it alone did not made-up the most value for their home. Seek honest advice from good real estate professionals. Choose and consider one not only because you found out that they give away free stuff like TVs, some gadgets, or even Michael Kors. Try to find those professionals who provide good service, offer valuable advice, and genuinely protect your interest as a client. Ask your friends and families for recommendations or read reviews and feedback online.

VISIT LINK: https://www.winnipegrealestate.blog/

HOME BUYING STEPS

STEP 1 – Decide if homeownership is right for you

Buying a home is one of the biggest decisions you’ll ever make. To ensure that you make the best choice, ask yourself a few questions. What do you really want in a home? What is your current financial situation? What are your financial and lifestyle needs?

STEP 2 – Ask yourself, are you financially ready to own a home?

It’s important to figure out how much you can afford to spend before you start looking for a home. Your mortgage payment will probably be the biggest expense, but there are other costs you should be aware of. You don’t want any unpleasant surprises! The more you know about your current financial situation, the more prepared you’ll be when you meet with your lender or broker. These calculations will clarify your current financial picture and help you figure out how much you can afford.

STEP 3 – Financing your home

It’s time to meet with your mortgage lender or broker to discuss your financing options and confirm that you are financially ready to buy a home. They will discuss mortgage terms and interest rates and will explain what you must do to ensure that you get approved for a mortgage once you find your home.

STEP 4 – Finding the right home

Now that you have a clear picture of your finances and mortgage options, it’s time to start thinking about the kind of home you want to buy. Look for a home that will meet your needs not just today, but also 5 or even 10 years into the future.

STEP 5 – Making an offer and closing the deal

Congratulations! You’ve chosen a mortgage that works for you, found a home that fits your budget and put together your homebuying team. Now it’s time to make an offer and close the deal!

After you buy

Maintaining your home and protecting your investment – Becoming a homeowner is a major responsibility. It’s up to you to take care of your home and protect what is likely your biggest investment.

Reference: CMHC + SCHL

FEATURED LINK: Find HOMES for SALE within your price range in WINNIPEG.

In case you are planning on buying a property soon or next year, please don’t hesitate to contact me. Please remember, I’m Your Realtor! Thanks for reading.

CYRIL ROCERO

MAXPRO Real Estate

(204) 557-2405

www.cyrocero.ca

https://www.bestrealtor.blog/

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WHY IT’S IMPORTANT TO KNOW YOUR HOME’S VALUE

Whether you are thinking of selling now or not for many years down the road, it’s important as a homeowner to always know home much your home is worth. Sometimes the need to sell can come up expectantly, or it may just suddenly seem like the opportune time! Whatever the case may be, always knowing what you stand to gain or lose financially with your home is crucial as a homeowner. 

When you already have a solid knowledge of what your home is worth it becomes easy and straightforward to decide on a list price. Our sellers know their homes better than anyone else which is part of the reason why we see them sell for more and be more likely to sell than the market on average. Market data helps homeowners stay up to date with the value of homes in their area, and determine their own home value.

Visit link - https://www.propertyleads.ca/wpg/